As a lawyer concentrating on consumer bankruptcy, Attorney Peter Lawrence helps people through some of their most important financial decisions. His direct yet non-judgmental style puts clients at ease. With many years of professional expertise, he’ll give you a thorough understanding of your options, and help you choose the best course of action for your goals. You’ll feel confident that you’ve made the right choice. We have three convenient locations to meet in West Hartford, Avon and Torrington.Make an appointment
We start on your case immediately to get your life back to normal.
We know you have lots of questions. We aim to answer them as quickly as possible.
We are available for you either by phone or email.
Not all cases are one-size fits all. We will point you in the right direction.
Creditors can be ruthless. We will take it from here.
We understand your situation. We will fight for you without breaking the bank.
Please note: The following should be construed as general information only, not legal advice and may or may not apply to your case, or may apply differently than described here.
Chapter 7 is a the most common type of bankruptcy. You obtain a discharge of your debts without having to make any payments through a plan. Most people don’t lose any of their property, but that is not always the case, and we will determine ahead of time whether this will be true in your case.
Chapter 13 is a form of bankruptcy called a “reorganization.” It is most commonly used to save a house from foreclosure, or to preserve property that would be lost in a Chapter 7 case. In some cases, certain people make too much money to qualify for Chapter 7, and Chapter 13 can be used for protection from creditors while repaying debt through a court approved plan.
Most, but not all. Most taxes, alimony, child support, and fines cannot be discharged.
No they cannot. Filing bankruptcy stops all collection attempts, repossessions, foreclosures, and garnishments.
In most cases you can choose to continue paying the debt and keep them, although the creditors CAN ask the courts to collect.
Yes. You cannot pick and choose who to list. If you do not know them all, you can contact the credit bureaus.
Yes. You will be required to attend the meeting of creditors and all other hearings unless otherwise advised.
In certain circumstances, the forgiveness of debt may be construed as taxable income. Sale of assets could result in capital gains.
Years of experience
Debt collectors defeated